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Tuesday, July 23, 2024

Unhealthy Issues Are available Threes

Unhealthy Issues Are available Threes


My late Grandmother was very superstitious. I keep in mind as a baby when one thing unhealthy would occur she would warn us to watch out as a result of “unhealthy issues are available in threes!” Perhaps Grandma was proper as a result of we’ve been hit with our fair proportion of unhealthy luck with house-related repairs not too long ago.

Three Latest (Unplanned) House Repairs:

The primary was an surprising roof restore.

We’ve had some unhealthy storms this summer season and after one significantly tough one with excessive winds (there have been downed bushes throughout our neighborhood to provide an instance of simply how sturdy the winds have been), we seen a number of the tiles from our roof had flown off! Fortunately there wasn’t any main harm beneath (no leaks or something), however we knew this was a restore that was wanted ASAP! It was simply final month and it price $500 to switch just a few tiles and do some extra repairs that have been wanted.

Subsequent, we would have liked an emergency plumber.

The deal with in our children’ bathe has been “sticking” for some time. The ladies have complained about how troublesome it’s to show the water on and off. I’ve simply ignored it and accomplished nothing about it (ooof!). Till……one evening one of many women was showering and rapidly the deal with broke off and water began taking pictures out in opposition to the bathe wall! There’s no shut-off simply to the bathe, so we needed to flip the water off on the road and have an emergency plumber come out to repair the issue. One other $500 restore.

Final, an surprising termite remedy.

The realm the place we reside has heavy termite exercise. A lot in order that newly constructed properties are proactively handled and include a 5-year guarantee. Our dwelling simply hit the 6-year mark. It’s out of guarantee, however I wasn’t too involved. We’ve had termite inspections yearly and by no means had an issue. However this 12 months when the inspector got here out, he discovered proof of termites in 5 totally different locations! Because of the proof of termites in a number of locations, it was beneficial that we re-treat the complete home (not simply spot-treating the spots with tubes). Complete remedy prices $1300.

All three of these items have occurred inside the previous month. Practically $2500 price of surprising dwelling repairs! It makes me very grateful that now we have a wholesome emergency fund so this isn’t a much bigger catastrophe than it might need been in any other case. That is but one more reason why I’ve determined to have our emergency fund be bigger than Dave Ramsey’s beneficial $1,000 “starter EF.” Typically emergencies come up in 3’s and price two-and-a-half instances that quantity!

I’m knocking on wooden that that is the final of it for a bit.

How a lot do you might have in your Emergency Fund? What was the final main surprising dwelling restore you needed to pay for?

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